Money. We love it. We struggle with it. We fight about it. Money touches some of the deepest recesses of our being, the tender spots where insecurities dwell. We fear we won’t have enough, even when we have always had enough to survive in the past. We want to be respected and valued for what we provide and to demonstrate good stewardship. We know money is a useful tool, but it can also be the root of all evil and equated with power. Here are some suggestions to overcome the obstacle of money in your divorce.
With roughly half of all marriages ending in divorce, transitioning from married to not-married has become a regular rite of passage. Unfortunately, many people are scarred from this experience. It’s never a picnic to end a committed relationship, divide up a shared lifestyle and develop new arrangements for your children, but some paths through that mess are easier than others. Most people begin their divorce process by contacting a lawyer. Legal advice is a critical step in the process, but not necessarily the best starting point, since who you see first likely frames the situation.
Here’s the problem: law, particularly civil law, is designed to help bring justice to victims of wrongdoing. It is oriented toward enforcing rights and distinguishing right actions from wrong. Anyone who has ever been in a relationship or even known anyone who has been in a relationship knows that love operates on a completely different set of rules. While I may not believe that “all is fair in love and war,” I recognize that when it comes to interpersonal relationships, perspectives are completely subjective. When someone breaks up with us, we feel hurt, angry and wronged, but that type of wrong has little to do with legal definitions.
And yet we keep trying to solve this problem of broken hearts and homes through a system of justice. If you take your broken marriage to a good lawyer, she will define your legal rights, defend you from anticipated or perceived injustices from your ex, and attempt to get the best settlement possible for you. Whether or not that will solve your problem most efficiently or is in the best interest of your children, that is what a lawyer does. When you’re a hammer, every problem is a nail.
The purpose of mediation is to resolve a problem. It assumes that the people involved in a conflict know best how to solve it. It is not interested in who is more right or wrong in a given situation, only how to move forward from the existing situation to a solution that both parties can live with. The problem is framed as a challenge for the parties to address together rather than a win/lose predicament. This results in couples developing parenting plans or financial plans that consider what is in the best interest of the children first and both adults secondarily.
I’m not saying that one should ignore the legal implications of divorce. In fact, marriage is a legal institution and therefore there are legal implications to ending it. Dividing properties, retirement plans or business can be extremely complex and legal counsel provides a well-trained set of eyes to help sort it out. I’m suggesting that where you start the process impacts how that problem is framed, how it will be solved and ultimately how the parties view the situation years hence. I recommend legal counsel to everyone who goes through a divorce or separation. Consider the specialties of law paralleling the specialties of medicine. If you have back pain, by all means consult a back surgeon, but don’t start there. Begin with your family practice doctor or maybe a physical therapist. If you need surgery, you will be grateful for the knowledge and talent of a good surgeon, but first employ other, less invasive means of alleviating your pain.